| Fee Description |
New Fee Structure |
| 1. Saving Account (Minimum Opening Balance 50.000 kip) |
| Minimum Balance Fee (below 50.000 kip) |
10.000 kip / time |
| 2. Term Deposit |
| Withdrawal before maturity date |
No interest payment |
| 3. Book Account (BCEL) |
| Deposit Book and Open Account |
10.000 kip |
| Redeposit Book When lost and thin |
20.000 kip/ each |
| 4. Current Account Fee |
| Minimum Opening Account 500.000 kip |
|
| Minimum Balance 50.000 kip |
|
| Base Maintenance fee |
40.000 kip/ year |
| Ledger Activity fee (included in the check book) |
Pay with Cheque Book |
| 5.Closing account fee (within 3 months) |
| Closing account fee (within 3 months) |
20.000 kip / account |
| 6. Cheque Book (BCEL) |
| Cheque Book |
50.000 kip |
| 7. Cashier Cheque |
| Issued at customer’s request |
10.000 kip/piece |
| Replacement Bank Cheque |
10.000 kip/ piece |
| Stop Notice of Cheque |
20.000 kip/ piece |
| 8. Cheque Return/ Dishonor cheque |
| Issue the dishonor cheque certificate |
10.000 kip/ piece |
| 9. Special Response |
| Special response fee |
20.000 kip/piece/time |
| 10. Statements |
| Monthly Statements |
Free. |
| Repeat Statements (each additional copy) |
10.000 kip/statement |
| Computer Printout over the counter |
20.000 kip/statement |
| Backward documents or certificate |
100.000 kip/Time |
| 11. Account confirmation /certificate supplied |
| Deposit Account Balance Certificate |
20.000 Kip / account/ time |
| Certificate of Interest earned |
10.000 kip/ account/ time |
| Auditor in Country |
50.000 Kip / certificate/ time |
| Overseas Auditor |
100.000 kip/ certificate/ time |
| 12. Safe Custody |
| Sealed Envelope (360mmX 180mm) |
50.000 kip/ 3 months |
| Sealed Box |
50.000 kip/ 3 months |
| Precious Metal |
0.2%/month+Insurance |
| Other Custody |
Fee subject to Risk |
| 13. Cash Handling |
| Cash Handing |
Free |
| 14. Direct Payment |
| Debit Payments from one to the others accounts (charge payer) |
5.000 kip per each debited to account (charge payee) |
| Facsimile Messages (Statement and Vouchers) |
10.000 kip / item |
| 15. Cash Handling |
| Production of Vouchers |
3.000 kip / piece |
| 16. Domestic Transfers |
| Inward-Outward Transfer from other banks by Cheque, avis, fax, check balance, check signature pay for paying at BCEL’s Branches |
Free |
| Drafts and Credit Advice, Out ward Transfer to other banks |
10.000 kip |
| Drafts and Credit Advice, In ward Transfer from other banks |
10.000 kip |
| 17. ATM – Domestic Card |
| Issue New ATM Card |
40.000 kip/card |
| Replace ATM (lost ,destroy ) |
10.000 kip / time |
| Reissue Card |
30.000kip |
| Annual Fee |
60.000 kip/year |
| 18. ATM – International Card |
| Transaction fee service |
20.000 kip/ Time |
